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, IN

ZIP Code 46117 — undefined, IN Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Map, Quick Facts & Location

Quick Facts

Local time
Population
555
Median Income
$57,750
-23% vs US avg
Home Value
$229,700
-34% vs US avg
Median Rent
N/A
Median Age
60.4 yrs
+55% vs US avg
City
N/A
Timezone
America/Indiana/Indianapolis
Area Code
Congress
Top Ancestry
GermanAmericanIrish
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Location
Coordinates
39.8147, -85.6160
Elevation
869 ft
Land Area
11.8 sq mi
Water Area
0.0 sq mi (0% water)

At a glance

Population
555
Density
N/A
Median income
$57,750
-23% vs US avg
Home value
$229,700
-34% vs US avg
Median rent
N/A
Timezone
America/Indiana/Indianapolis

Overview of ZIP Code 46117

RetirementRetirement-oriented community
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What to know about ZIP 46117

ZIP code 46117 covers IN in Hancock County with a population of about 555.

At a glance, the area shows median age of 60.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 317, 463, 765; U.S. House district IN-6; the INDIANAPOLIS media market.

Local search focus: Retirement

IN fits a retirement-oriented profile (high share of residents 65+ (38.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Income and economy in IN

Median household income in ZIP 46117 is about $57,750 — about 23% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.2%; unemployment rate near 0.0%; 26.9% of adults with a bachelor’s degree or higher (about 6.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Retail trade; about 1.8% of workers reporting work-from-home (about 13.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 46117

Median home value is about $229,700 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 64.9% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 46117 in IN, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,476. That is roughly in line with the local median household income ($57,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate risk and migration signals

FEMA’s National Risk Index rates natural-hazard risk for IN as Relatively Low (composite score 44.0), which is near the middle of the national distribution. The strongest component scores on US5 are flood (57.1) and hurricane (14.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for IN show little to no average snow and around 47.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 26 for ZIP 46117 (IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.

Nearby (from this ZIP)

Airport MIE (31.8 miles (51.1 km)) · Horizon University (20.4 miles (32.9 km)) · William Howard Taft National Historic Site (76.2 miles (122.6 km)) · VA: Muncie/Anderson VA Outpatient Clinic (27.8 miles (44.7 km))

Full lists and map pins are in the Infrastructure section below.