ZIP Code 44687 — Walnut Creek CDP, OH Demographics & Data

ZIP code 44687 covers Walnut Creek, OH in Holmes County with a population of about 406.

At a glance, the area shows median age of 77.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 234, 330; U.S. House district OH-12; the CLEVELAND - AKRON (CANTON) media market.

Walnut Creek, OH fits a retirement-oriented profile (high share of residents 65+ (79.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 7.1%; unemployment rate near 0.0%; 14.4% of adults with a bachelor’s degree or higher (about 19.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Manufacturing; a mean commute of about 32.0 minutes (U.S. average near 26.8).

Median home value is about $322,900 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 58.7% (about 6.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 44687 in Walnut Creek, OH, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,074. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Walnut Creek CDP, OH as Relatively Low (composite score 60.4), which is near the middle of the national distribution. The strongest component scores on US5 are flood (71.2) and hurricane (52.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Walnut Creek CDP, OH show little to no average snow and around 40.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 17 for ZIP 44687 (Walnut Creek CDP, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.