ZIP Code 44654 — Berlin CDP, OH Demographics & Data

ZIP code 44654 covers Berlin, OH in Holmes County with a population of about 20,329.

At a glance, the area shows median age of 32.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 234, 330; U.S. House district OH-12; the CLEVELAND - AKRON (CANTON) media market.

Median household income in ZIP 44654 is about $75,195 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.6%; unemployment rate near 2.9%; 14.7% of adults with a bachelor’s degree or higher (about 19.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Construction; about 5.8% of workers reporting work-from-home (about 9.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $288,000 — about 17% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $626 (about 46% below the U.S. median rent ($1,163)), and owner-occupancy near 76.3% (about 10.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 44654 in Berlin, OH, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,850. That is roughly in line with the local median household income ($75,195). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Berlin CDP, OH as Relatively Low (composite score 60.4), which is near the middle of the national distribution. The strongest component scores on US5 are flood (71.2) and hurricane (52.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Berlin CDP, OH show little to no average snow and around 40.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 862 for ZIP 44654 (Berlin CDP, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.