ZIP Code 44116 — Rocky River city, OH Demographics & Data

ZIP code 44116 covers Rocky River, OH in Cuyahoga County with a population of about 21,527.

At a glance, the area shows median age of 43.4 versus a U.S. median of about 38.9.

It sits in telephone area code 440; U.S. House district OH-7; the CLEVELAND - AKRON (CANTON) media market.

Median household income in ZIP 44116 is about $93,532 — about 24% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.1%; unemployment rate near 2.3%; 63.9% of adults with a bachelor’s degree or higher (about 30.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Manufacturing; about 18.1% of workers reporting work-from-home (about 2.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $327,600 — about 6% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,026 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 70.9% (about 5.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 44116 in Rocky River, OH, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,104. That is roughly in line with the local median household income ($93,532). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rocky River city, OH as Relatively High (composite score 98.0), which is among the highest nationally. The strongest component scores on US5 are flood (98.7) and hurricane (62.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rocky River city, OH show little to no average snow and around 41.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 913 for ZIP 44116 (Rocky River city, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.