ZIP Code 44120 — Shaker Heights city, OH Demographics & Data

ZIP code 44120 covers Shaker Heights, OH in Cuyahoga County with a population of about 34,274.

At a glance, the area shows median age of 43.1 versus a U.S. median of about 38.9.

It sits in telephone area code 216; U.S. House district OH-11; the CLEVELAND - AKRON (CANTON) media market.

Median household income in ZIP 44120 is about $46,326 — about 38% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.5%; unemployment rate near 10.0%; 37.4% of adults with a bachelor’s degree or higher (about 3.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 14.6% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $115,700 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $736 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 48.0% (about 17.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 44120 in Shaker Heights, OH, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $743. That sits below the local median household income ($46,326), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Shaker Heights city, OH as Relatively High (composite score 98.0), which is among the highest nationally. The strongest component scores on US5 are flood (98.7) and hurricane (62.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Shaker Heights city, OH show little to no average snow and around 33.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,453 for ZIP 44120 (Shaker Heights city, OH) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.