ZIP Code 42762 — undefined, KY Demographics & Data

ZIP code 42762 covers KY in Grayson County with a population of about 70.

At a glance, the area shows median age of 41.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364; U.S. House district KY-2; the LOUISVILLE media market.

On socioeconomic markers, US5 shows a poverty rate of 62.9%; unemployment rate near 57.9%; 31.9% of adults with a bachelor’s degree or higher (about 1.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade; a mean commute of about 8.0 minutes (U.S. average near 26.8).

Median home value is about $117,100 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 65.0% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42762 in KY, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $752. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 45.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (48.3) and hurricane (35.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 49.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 42762 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.