ZIP Code 42754 — Leitchfield city, KY Demographics & Data

ZIP code 42754 covers Leitchfield, KY in Grayson County with a population of about 15,817.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364; U.S. House district KY-2; the LOUISVILLE media market.

Median household income in ZIP 42754 is about $49,230 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.0%; unemployment rate near 5.8%; 15.3% of adults with a bachelor’s degree or higher (about 18.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Education; about 6.0% of workers reporting work-from-home (about 9.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $166,400 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $471 (about 60% below the U.S. median rent ($1,163)), and owner-occupancy near 75.1% (about 9.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42754 in Leitchfield, KY, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,069. That is roughly in line with the local median household income ($49,230). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Leitchfield city, KY as Relatively Low (composite score 45.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (48.3) and hurricane (35.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Leitchfield city, KY show little to no average snow and around 49.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 591 for ZIP 42754 (Leitchfield city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.