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Jamestown city, KY

ZIP 42629 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 42629

Median Home Value
$157,200
Median Rent
$423
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,010/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 42629 in Jamestown city, KY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,010. That is roughly in line with the local median household income ($39,313). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.5%+9% vs US avg
x
Vacancy Rate
32.4%+214% vs US avg
x
Broadband Access
80.0%-8% vs US avg
x
4+ Bedrooms
8.2%-45% vs US avg
x
Built Pre-1939
4.4%-66% vs US avg
x
Built Post-2014
3.6%-48% vs US avg
x
Rent Burden >30%
23.2%-53% vs US avg
x
Mortgage-Free
56.2%+47% vs US avg
x
$157,200
Home Value
$423
Rent
1988
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.2%
  • 1-unit attached0.0%
  • 2-9 units8.0%
  • 10+ units4.4%
  • Mobile home & other15.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,200
Median rent$423
Owner-occupied71.5%
Vacant32.4%
Price-to-income4.0x
Est. income to buy$43,000