ZIP Code 42629 — Jamestown city, KY Demographics & Data

ZIP code 42629 covers Jamestown, KY in Russell County with a population of about 5,453.

At a glance, the area shows median age of 48.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 270, 364; U.S. House district KY-1; the LEXINGTON media market.

Median household income in ZIP 42629 is about $39,313 — about 48% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.4%; unemployment rate near 7.2%; 13.3% of adults with a bachelor’s degree or higher (about 20.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Healthcare; about 4.4% of workers reporting work-from-home (about 10.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $157,200 — about 55% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $423 (about 64% below the U.S. median rent ($1,163)), and owner-occupancy near 71.5% (about 6.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 42629 in Jamestown, KY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,010. That is roughly in line with the local median household income ($39,313). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Jamestown city, KY as Very Low (composite score 31.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (49.2) and flood (35.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Jamestown city, KY show little to no average snow and around 57.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 204 for ZIP 42629 (Jamestown city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.