ZIP Code 40953 — undefined, KY Demographics & Data

ZIP code 40953 covers KY in Knox County with a population of about 642.

At a glance, the area shows median age of 47.4 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the LEXINGTON media market.

Median household income in ZIP 40953 is about $59,861 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.0%; unemployment rate near 14.2%.

Labor and commute patterns include leading industry context around Wholesale trade, Administrative support, and Retail trade; about 32.5% of workers reporting work-from-home (about 17.3 points above the U.S. share (15.2%)); a mean commute of about 154.0 minutes (U.S. average near 26.8).

Median home value is about $82,400 — about 76% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 77.7% (about 12.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40953 in KY, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $529. That sits below the local median household income ($59,861), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for KY as Relatively Low (composite score 74.7), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (84.7) and flood (71.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for KY show little to no average snow and around 53.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 40953 (KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.