ZIP Code 40949 — Barbourville city, KY Demographics & Data

ZIP code 40949 covers Barbourville, KY in Knox County with a population of about 409.

At a glance, the area shows median age of 52.9 versus a U.S. median of about 38.9.

It sits in telephone area code 606; U.S. House district KY-5; the LEXINGTON media market.

Barbourville, KY sits in a university / college context (near union commonwealth university (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 40949 is about $75,521 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 34.5%; unemployment rate near 17.5%.

Labor and commute patterns include leading industry context around Construction, Public administration, and Transportation; a mean commute of about 96.0 minutes (U.S. average near 26.8).

Median home value is about $136,200 — about 61% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.5% (about 17.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40949 in Barbourville, KY, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $875. That sits below the local median household income ($75,521), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Barbourville city, KY as Relatively Low (composite score 74.7), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (84.7) and flood (71.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Barbourville city, KY show little to no average snow and around 53.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 15 for ZIP 40949 (Barbourville city, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.