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Buckner CDP, KY

ZIP 40010 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 40010

Median Home Value
$486,400
Median Rent
$1,524
Affordability Snapshot
$134,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,125/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 40010 in Buckner CDP, KY, a household would need roughly $134,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,125. That sits below the local median household income ($156,736), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.1%+22% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
32.8%+122% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
10.4%+51% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
24.8%-35% vs US avg
x
$486,400
Home Value
$1,524
Rent
2005
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.1%
  • 1-unit attached0.0%
  • 2-9 units9.5%
  • 10+ units10.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$486,400
Median rent$1,524
Owner-occupied80.1%
Vacant0.0%
Price-to-income3.1x
Est. income to buy$134,000