ZIP Code 40010 — Buckner CDP, KY Demographics & Data

ZIP code 40010 covers Buckner, KY in Oldham County with a population of about 660.

At a glance, the area shows median age of 35.4 versus a U.S. median of about 38.9.

It sits in telephone area code 502; U.S. House district KY-4; the LOUISVILLE media market.

Buckner, KY ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$156,736)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 40010 is about $156,736 — about 109% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 55.2% of adults with a bachelor’s degree or higher (about 21.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Finance and insurance, and Professional services; about 15.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $486,400 — about 40% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,524 (about 31% above the U.S. median rent ($1,163)), and owner-occupancy near 80.1% (about 14.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 40010 in Buckner, KY, a household would need roughly $134,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,125. That sits below the local median household income ($156,736), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Buckner CDP, KY as Relatively Low (composite score 56.0), which is near the middle of the national distribution. The strongest component scores on US5 are flood (59.7) and wildfire (16.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Buckner CDP, KY show little to no average snow and around 52.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 40010 (Buckner CDP, KY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.