ZIP Code 39745 — French Camp town, MS Demographics & Data

ZIP code 39745 covers French Camp, MS in Attala County with a population of about 724.

At a glance, the area shows median age of 38.2 (near the U.S. median).

It sits in telephone area code 662; U.S. House district MS-2; the COLUMBUS - TUPELO - WEST POINT media market.

French Camp, MS reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 39745 is about $45,114 — about 40% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.8%; unemployment rate near 0.0%; 42.0% of adults with a bachelor’s degree or higher (about 8.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Healthcare; about 7.4% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $114,700 — about 67% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 72.4% (about 7.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 39745 in French Camp, MS, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $737. That sits below the local median household income ($45,114), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for French Camp town, MS as Very Low (composite score 34.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (68.3) and wildfire (47.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for French Camp town, MS show little to no average snow and around 59.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 25 for ZIP 39745 (French Camp town, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.