ZIP Code 38864 — Randolph CDP, MS Demographics & Data

ZIP code 38864 covers Randolph, MS in Pontotoc County with a population of about 1,859.

At a glance, the area shows median age of 25.3 versus a U.S. median of about 38.9.

It sits in telephone area code 662; U.S. House district MS-1; the COLUMBUS - TUPELO - WEST POINT media market.

Median household income in ZIP 38864 is about $53,698 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.5%; unemployment rate near 0.0%; 10.6% of adults with a bachelor’s degree or higher (about 23.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Other services, and Construction; about 4.0% of workers reporting work-from-home (about 11.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $205,000 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.5% (about 21.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38864 in Randolph, MS, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,317. That is roughly in line with the local median household income ($53,698). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Randolph CDP, MS as Relatively Low (composite score 50.1), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (65.0) and wildfire (45.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Randolph CDP, MS show little to no average snow and around 60.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 63 for ZIP 38864 (Randolph CDP, MS) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.