ZIP Code 38359 — Milledgeville town, TN Demographics & Data

ZIP code 38359 covers Milledgeville, TN in Hardin County with a population of about 306.

At a glance, the area shows median age of 28.9 versus a U.S. median of about 38.9.

It sits in telephone area code 731; U.S. House district TN-8; the MEMPHIS media market.

On socioeconomic markers, US5 shows a poverty rate of 3.3%; unemployment rate near 5.0%; 5.3% of adults with a bachelor’s degree or higher (about 28.4 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Transportation; about 1.4% of workers reporting work-from-home (about 13.8 points below the U.S. share (15.2%)); a mean commute of about 140.0 minutes (U.S. average near 26.8).

Median home value is about $87,000 — about 75% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.2% (about 27.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38359 in Milledgeville, TN, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $559. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Milledgeville town, TN as Relatively Low (composite score 70.7), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (58.9) and flood (54.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Milledgeville town, TN show little to no average snow and around 59.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 38359 (Milledgeville town, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.