ZIP Code 38326 — Counce CDP, TN Demographics & Data

ZIP code 38326 covers Counce, TN in Hardin County with a population of about 2,566.

At a glance, the area shows median age of 58.0 versus a U.S. median of about 38.9.

It sits in telephone area code 731; U.S. House district TN-8; the JACKSON, TN media market.

Counce, TN fits a retirement-oriented profile (high share of residents 65+ (38.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 38326 is about $49,145 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.2%; unemployment rate near 1.0%; 20.4% of adults with a bachelor’s degree or higher (about 13.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Manufacturing; about 10.0% of workers reporting work-from-home (about 5.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $189,100 — about 46% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $585 (about 50% below the U.S. median rent ($1,163)), and owner-occupancy near 89.9% (about 24.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 38326 in Counce, TN, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,215. That is roughly in line with the local median household income ($49,145). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Counce CDP, TN as Relatively Low (composite score 70.7), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (58.9) and flood (54.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Counce CDP, TN show little to no average snow and around 59.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 91 for ZIP 38326 (Counce CDP, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.