ZIP Code 37830 — Oak Ridge city, TN Demographics & Data

ZIP code 37830 covers Oak Ridge, TN in Anderson County with a population of about 32,519.

At a glance, the area shows median age of 39.6 (near the U.S. median).

It sits in telephone area code 865; U.S. House district TN-3; the KNOXVILLE media market.

Median household income in ZIP 37830 is about $70,795 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.1%; unemployment rate near 4.7%; 39.2% of adults with a bachelor’s degree or higher (about 5.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 13.9% of workers reporting work-from-home (about 1.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $234,500 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $871 (about 25% below the U.S. median rent ($1,163)), and owner-occupancy near 65.0% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37830 in Oak Ridge, TN, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,506. That is roughly in line with the local median household income ($70,795). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oak Ridge city, TN as Relatively Low (composite score 73.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (77.7) and wildfire (54.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oak Ridge city, TN show little to no average snow and around 59.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,153 for ZIP 37830 (Oak Ridge city, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.