ZIP Code 37769 — Rocky Top city, TN Demographics & Data

ZIP code 37769 covers Rocky Top, TN in Anderson County with a population of about 5,673.

At a glance, the area shows median age of 42.7 versus a U.S. median of about 38.9.

It sits in telephone area code 865; U.S. House district TN-3; the KNOXVILLE media market.

Median household income in ZIP 37769 is about $51,691 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.8%; unemployment rate near 6.6%; 11.4% of adults with a bachelor’s degree or higher (about 22.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Construction; about 4.9% of workers reporting work-from-home (about 10.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $192,600 — about 45% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $494 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 72.2% (about 6.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37769 in Rocky Top, TN, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,237. That is roughly in line with the local median household income ($51,691). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Rocky Top city, TN as Relatively Low (composite score 73.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (77.7) and wildfire (54.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Rocky Top city, TN show little to no average snow and around 57.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 201 for ZIP 37769 (Rocky Top city, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.