ZIP Code 37348 — undefined, TN Demographics & Data

ZIP code 37348 covers TN in Lincoln County with a population of about 876.

At a glance, the area shows median age of 52.0 versus a U.S. median of about 38.9.

It sits in telephone area code 931; U.S. House district TN-4; the HUNTSVILLE - DECATUR (FLOR) media market.

Median household income in ZIP 37348 is about $45,882 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 19.3%; unemployment rate near 0.0%; 13.7% of adults with a bachelor’s degree or higher (about 20.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Administrative support, and Healthcare; about 23.2% of workers reporting work-from-home (about 8.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $278,500 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.5% (about 17.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37348 in TN, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,789. That is about 68% above the local median household income ($45,882), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TN as Relatively Low (composite score 58.9), which is near the middle of the national distribution. The strongest component scores on US5 are flood (57.0) and hurricane (53.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TN show little to no average snow and around 59.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 37348 (TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.