ZIP Code 35981 — Ider town, AL Demographics & Data

ZIP code 35981 covers Ider, AL in DeKalb County with a population of about 1,882.

At a glance, the area shows median age of 47.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 256, 938; U.S. House district AL-4; the HUNTSVILLE - DECATUR (FLOR) media market.

Median household income in ZIP 35981 is about $41,434 — about 45% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.8%; unemployment rate near 18.1%; 16.9% of adults with a bachelor’s degree or higher (about 16.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Transportation, and Retail trade; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $101,000 — about 71% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.8% (about 17.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35981 in Ider, AL, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $649. That sits below the local median household income ($41,434), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ider town, AL as Relatively Low (composite score 80.4), which is elevated versus much of the country. The strongest component scores on US5 are flood (81.7) and wildfire (73.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ider town, AL show little to no average snow and around 57.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 60 for ZIP 35981 (Ider town, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.