ZIP Code 35213 — Mountain Brook city, AL Demographics & Data

ZIP code 35213 covers Mountain Brook, AL in Jefferson County with a population of about 15,950.

At a glance, the area shows median age of 36.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 205, 659; U.S. House district AL-6; the BIRMINGHAM (ANN & TUSC) media market.

Mountain Brook, AL ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$161,902)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 35213 is about $161,902 — about 115% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.0%; unemployment rate near 1.1%; 88.8% of adults with a bachelor’s degree or higher (about 55.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Finance and insurance, and Healthcare; about 16.9% of workers reporting work-from-home (about 1.8 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $753,400 — about 116% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,630 (about 40% above the U.S. median rent ($1,163)), and owner-occupancy near 78.5% (about 13.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35213 in Mountain Brook, AL, a household would need roughly $207,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,840. That is about 28% above the local median household income ($161,902), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mountain Brook city, AL as Relatively High (composite score 97.6), which is among the highest nationally. The strongest component scores on US5 are flood (98.1) and wildfire (79.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mountain Brook city, AL show little to no average snow and around 56.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 508 for ZIP 35213 (Mountain Brook city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.