ZIP Code 35205 — Birmingham city, AL Demographics & Data

ZIP code 35205 covers Birmingham, AL in Jefferson County with a population of about 18,955.

At a glance, the area shows median age of 29.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 205, 659; U.S. House district AL-7; the BIRMINGHAM (ANN & TUSC) media market.

Birmingham, AL sits in a university / college context (near university of alabama at birmingham (0.9 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 35205 is about $49,194 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.8%; unemployment rate near 3.4%; 56.2% of adults with a bachelor’s degree or higher (about 22.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 12.2% of workers reporting work-from-home (about 3.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $292,000 — about 16% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $854 (about 27% below the U.S. median rent ($1,163)), and owner-occupancy near 31.2% (about 34.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 35205 in Birmingham, AL, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,876. That is about 63% above the local median household income ($49,194), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Birmingham city, AL as Relatively High (composite score 97.6), which is among the highest nationally. The strongest component scores on US5 are flood (98.1) and wildfire (79.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Birmingham city, AL show little to no average snow and around 56.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 604 for ZIP 35205 (Birmingham city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.