ZIP Code 34760 — Oakland town, FL Demographics & Data

ZIP code 34760 covers Oakland, FL in Orange County with a population of about 778.

At a glance, the area shows median age of 49.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 321, 407, 689; U.S. House district FL-11; the ORLANDO - DAYTONA BCH - MELBRN media market.

Oakland, FL matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 34760 is about $136,042 — about 81% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.0%; unemployment rate near 0.0%; 19.4% of adults with a bachelor’s degree or higher (about 14.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Retail trade, and Information; about 12.1% of workers reporting work-from-home (about 3.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $401,200 — about 15% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 95.3% (about 29.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 34760 in Oakland, FL, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,577. That sits below the local median household income ($136,042), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oakland town, FL as Relatively High (composite score 98.4), which is among the highest nationally. The strongest component scores on US5 are flood (98.4) and hurricane (98.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oakland town, FL show little to no average snow and around 53.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 35 for ZIP 34760 (Oakland town, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.