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Villas CDP, FL

ZIP 33907 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33907

Median Home Value
$236,700
Median Rent
$1,330
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,520/mo PITI).

32%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33907 in Villas CDP, FL, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,520. That is about 30% above the local median household income ($49,826), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
43.2%-34% vs US avg
x
Vacancy Rate
21.2%+106% vs US avg
x
Broadband Access
89.1%+2% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
28.7%-42% vs US avg
x
Mortgage-Free
50.9%+33% vs US avg
x
$236,700
Home Value
$1,330
Rent
1985
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached20.4%
  • 1-unit attached9.8%
  • 2-9 units28.5%
  • 10+ units40.3%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$236,700
Median rent$1,330
Owner-occupied43.2%
Vacant21.2%
Price-to-income4.8x
Est. income to buy$65,000