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Cheval CDP, FL

ZIP 33558 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 33558

Median Home Value
$479,300
Median Rent
$1,292
Affordability Snapshot
$132,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,079/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 33558 in Cheval CDP, FL, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,079. That is about 23% above the local median household income ($107,427), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.8%+13% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
96.5%+11% vs US avg
x
4+ Bedrooms
12.6%-15% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
5.3%-24% vs US avg
x
Rent Burden >30%
18.2%-63% vs US avg
x
Mortgage-Free
34.2%-11% vs US avg
x
$479,300
Home Value
$1,292
Rent
1999
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.4%
  • 1-unit attached6.0%
  • 2-9 units16.3%
  • 10+ units10.2%
  • Mobile home & other3.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$479,300
Median rent$1,292
Owner-occupied73.8%
Vacant3.4%
Price-to-income4.5x
Est. income to buy$132,000