ZIP Code 33558 — Cheval CDP, FL Demographics & Data

ZIP code 33558 covers Cheval, FL in Hillsborough County with a population of about 30,912.

At a glance, the area shows median age of 40.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 656, 813; U.S. House district FL-15; the TAMPA - ST. PETE (SARASOTA) media market.

Cheval, FL aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 33558 is about $107,427 — about 43% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.2%; unemployment rate near 4.4%; 56.5% of adults with a bachelor’s degree or higher (about 22.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Retail trade; about 23.2% of workers reporting work-from-home (about 8.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $479,300 — about 38% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,292 (about 11% above the U.S. median rent ($1,163)), and owner-occupancy near 73.8% (about 8.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 33558 in Cheval, FL, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,079. That is about 23% above the local median household income ($107,427), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cheval CDP, FL as Relatively High (composite score 98.8), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.3) and flood (97.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cheval CDP, FL show little to no average snow and around 49.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,383 for ZIP 33558 (Cheval CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.