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Fellsmere city, FL

ZIP 32966 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32966

Median Home Value
$264,300
Median Rent
$1,330
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,698/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32966 in Fellsmere city, FL, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,698. That is about 16% above the local median household income ($63,144), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 19% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
18.7%+81% vs US avg
x
Broadband Access
88.2%+1% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
2.8%-59% vs US avg
x
Rent Burden >30%
30.4%-39% vs US avg
x
Mortgage-Free
60.4%+58% vs US avg
x
$264,300
Home Value
$1,330
Rent
1992
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.0%
  • 1-unit attached9.3%
  • 2-9 units3.9%
  • 10+ units15.3%
  • Mobile home & other25.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$264,300
Median rent$1,330
Owner-occupied76.3%
Vacant18.7%
Price-to-income4.2x
Est. income to buy$73,000