ZIP Code 32966 — Fellsmere city, FL Demographics & Data

ZIP code 32966 covers Fellsmere, FL in Indian River County with a population of about 20,025.

At a glance, the area shows median age of 63.0 versus a U.S. median of about 38.9.

It sits in telephone area code 772; U.S. House district FL-8; the WEST PALM BEACH - FT. PIERCE media market.

Fellsmere, FL matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 32966 is about $63,144 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.5%; unemployment rate near 6.1%; 32.7% of adults with a bachelor’s degree or higher (about 1.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Professional services; about 14.0% of workers reporting work-from-home (about 1.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $264,300 — about 24% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,330 (about 14% above the U.S. median rent ($1,163)), and owner-occupancy near 76.3% (about 10.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32966 in Fellsmere, FL, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,698. That is about 16% above the local median household income ($63,144), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fellsmere city, FL as Relatively High (composite score 95.6), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.2) and wildfire (88.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fellsmere city, FL show little to no average snow and around 55.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 896 for ZIP 32966 (Fellsmere city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.