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Jacksonville city, FL

ZIP 32202 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32202

Median Home Value
$229,100
Median Rent
$949
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,472/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

20.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32202 in Jacksonville city, FL, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,472. That is about 57% above the local median household income ($40,070), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
9.7%-85% vs US avg
x
Vacancy Rate
14.5%+41% vs US avg
x
Broadband Access
79.4%-9% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
12.2%-4% vs US avg
x
Built Post-2014
4.5%-36% vs US avg
x
Rent Burden >30%
19.2%-61% vs US avg
x
Mortgage-Free
66.7%+75% vs US avg
x
$229,100
Home Value
$949
Rent
1965
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached7.8%
  • 1-unit attached3.5%
  • 2-9 units4.7%
  • 10+ units82.9%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$229,100
Median rent$949
Owner-occupied9.7%
Vacant14.5%
Price-to-income5.7x
Est. income to buy$63,000