ZIP Code 32202 — Jacksonville city, FL Demographics & Data

ZIP code 32202 covers Jacksonville, FL in Duval County with a population of about 6,550.

At a glance, the area shows median age of 39.6 (near the U.S. median).

It sits in telephone area code 904; U.S. House district FL-4; the JACKSONVILLE media market.

Jacksonville, FL sits in a university / college context (near florida state college at jacksonville (1.0 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 32202 is about $40,070 — about 47% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 42.9%; unemployment rate near 2.8%; 17.2% of adults with a bachelor’s degree or higher (about 16.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Healthcare, and Retail trade; about 12.5% of workers reporting work-from-home (about 2.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $229,100 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $949 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 9.7% (about 55.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32202 in Jacksonville, FL, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,472. That is about 57% above the local median household income ($40,070), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Jacksonville city, FL as Relatively High (composite score 97.2), which is among the highest nationally. The strongest component scores on US5 are hurricane (97.7) and flood (97.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Jacksonville city, FL show little to no average snow and around 47.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 293 for ZIP 32202 (Jacksonville city, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.