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Nocatee CDP, FL

ZIP 32081 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 32081

Median Home Value
$590,200
Median Rent
$3,296
Affordability Snapshot
$162,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,791/mo PITI).

31%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 32081 in Nocatee CDP, FL, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,791. That is about 26% above the local median household income ($128,316), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.7%+26% vs US avg
x
Vacancy Rate
5.9%-43% vs US avg
x
Broadband Access
97.9%+13% vs US avg
x
4+ Bedrooms
10.0%-32% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
11.9%+73% vs US avg
x
Rent Burden >30%
36.3%-27% vs US avg
x
Mortgage-Free
28.4%-26% vs US avg
x
$590,200
Home Value
$3,296
Rent
2015
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.2%
  • 1-unit attached8.2%
  • 2-9 units3.0%
  • 10+ units4.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$590,200
Median rent$3,296
Owner-occupied82.7%
Vacant5.9%
Price-to-income4.6x
Est. income to buy$162,000