ZIP Code 32081 — Nocatee CDP, FL Demographics & Data

ZIP code 32081 covers Nocatee, FL in St. Johns County with a population of about 27,365.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area code 904; U.S. House district FL-5; the JACKSONVILLE media market.

Nocatee, FL aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 32081 is about $128,316 — about 71% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.5%; unemployment rate near 5.4%; 68.5% of adults with a bachelor’s degree or higher (about 34.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Finance and insurance, and Healthcare; about 39.3% of workers reporting work-from-home (about 24.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $590,200 — about 70% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $3,296 (about 183% above the U.S. median rent ($1,163)), and owner-occupancy near 82.7% (about 17.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 32081 in Nocatee, FL, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,791. That is about 26% above the local median household income ($128,316), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Nocatee CDP, FL as Relatively Moderate (composite score 87.5), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (93.7) and flood (89.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Nocatee CDP, FL show little to no average snow and around 52.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,225 for ZIP 32081 (Nocatee CDP, FL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.