ZIP Code 29204 — Columbia city, SC Demographics & Data

ZIP code 29204 covers Columbia, SC in Richland County with a population of about 18,067.

At a glance, the area shows median age of 36.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 803, 839; U.S. House district SC-6; the COLUMBIA, SC media market.

Columbia, SC sits in a university / college context (near benedict college (1.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 29204 is about $49,745 — about 34% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 21.7%; unemployment rate near 10.2%; 38.7% of adults with a bachelor’s degree or higher (about 5.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Food services; about 8.8% of workers reporting work-from-home (about 6.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $185,800 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $757 (about 35% below the U.S. median rent ($1,163)), and owner-occupancy near 59.1% (about 6.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 29204 in Columbia, SC, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,194. That is roughly in line with the local median household income ($49,745). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Columbia city, SC as Relatively Moderate (composite score 93.1), which is among the highest nationally. The strongest component scores on US5 are flood (94.6) and hurricane (94.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Columbia city, SC show little to no average snow and around 48.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 722 for ZIP 29204 (Columbia city, SC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.