ZIP Code 28663 — undefined, NC Demographics & Data

ZIP code 28663 covers NC in Alleghany County with a population of about 474.

At a glance, the area shows median age of 57.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 336, 743; U.S. House district NC-5; the GREENSBORO - H. POINT - W. SALEM media market.

NC fits a retirement-oriented profile (high share of residents 65+ (43.9%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 19.0%; unemployment rate near 0.0%; 21.9% of adults with a bachelor’s degree or higher (about 11.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Utilities; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 165.0 minutes (U.S. average near 26.8).

Median home value is about $204,300 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.5% (about 23.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28663 in NC, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,312. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NC as Very Low (composite score 34.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (59.1) and wildfire (45.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NC show little to no average snow and around 58.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 28663 (NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.