ZIP Code 28631 — undefined, NC Demographics & Data

ZIP code 28631 covers NC in Ashe County with a population of about 724.

At a glance, the area shows median age of 45.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 336, 743; U.S. House district NC-5; the CHARLOTTE media market.

Median household income in ZIP 28631 is about $28,798 — about 62% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 49.3%; unemployment rate near 9.1%; 5.1% of adults with a bachelor’s degree or higher (about 28.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Manufacturing, and Wholesale trade; about 9.0% of workers reporting work-from-home (about 6.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 72.0% (about 6.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for NC as Relatively Low (composite score 66.8), which is near the middle of the national distribution. The strongest component scores on US5 are flood (76.8) and hurricane (63.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NC show little to no average snow and around 51.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 30 for ZIP 28631 (NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.