ZIP Code 28342 — Falcon town, NC Demographics & Data

ZIP code 28342 covers Falcon, NC in Cumberland County with a population of about 121.

At a glance, the area shows median age of 50.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 472, 910; U.S. House district NC-7; the RALEIGH - DURHAM (FAYETVLLE) media market.

Median household income in ZIP 28342 is about $80,833 — about 8% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 0.0%; 15.9% of adults with a bachelor’s degree or higher (about 17.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Information, and Finance and insurance; about 20.7% of workers reporting work-from-home (about 5.5 points above the U.S. share (15.2%)); a mean commute of about 23.0 minutes (U.S. average near 26.8).

Median home value is about $183,300 — about 47% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28342 in Falcon, NC, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,177. That sits below the local median household income ($80,833), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Falcon town, NC as Relatively Moderate (composite score 89.5), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (94.0) and flood (89.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Falcon town, NC show little to no average snow and around 50.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 5 for ZIP 28342 (Falcon town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.