ZIP Code 28301 — Fayetteville city, NC Demographics & Data

ZIP code 28301 covers Fayetteville, NC in Cumberland County with a population of about 16,221.

At a glance, the area shows median age of 36.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 472, 910; U.S. House district NC-7; the RALEIGH - DURHAM (FAYETVLLE) media market.

Fayetteville, NC sits in a university / college context (near fayetteville state university (0.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 28301 is about $36,955 — about 51% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.8%; unemployment rate near 13.0%; 17.2% of adults with a bachelor’s degree or higher (about 16.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 6.2% of workers reporting work-from-home (about 9.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $109,900 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $660 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 36.2% (about 29.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 28301 in Fayetteville, NC, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $706. That sits below the local median household income ($36,955), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fayetteville city, NC as Relatively Moderate (composite score 89.5), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (94.0) and flood (89.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fayetteville city, NC show little to no average snow and around 47.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 673 for ZIP 28301 (Fayetteville city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.