ZIP Code 27960 — Ocracoke CDP, NC Demographics & Data

ZIP code 27960 covers Ocracoke, NC in Hyde County with a population of about 709.

At a glance, the area shows median age of 46.8 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-3; the GREENVILLE - N. BERN - WASHNGTN media market.

On socioeconomic markers, US5 shows a poverty rate of 16.8%; unemployment rate near 0.7%; 46.3% of adults with a bachelor’s degree or higher (about 12.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Real estate, Arts and entertainment, and Information; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $472,200 — about 36% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,162 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 67.2% (about 1.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27960 in Ocracoke, NC, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,033. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ocracoke CDP, NC as Relatively Low (composite score 66.4), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (94.6) and wildfire (74.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ocracoke CDP, NC show little to no average snow and around 58.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 29 for ZIP 27960 (Ocracoke CDP, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.