ZIP Code 27885 — Swan Quarter CDP, NC Demographics & Data

ZIP code 27885 covers Swan Quarter, NC in Hyde County with a population of about 949.

At a glance, the area shows median age of 43.4 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-3; the GREENVILLE - N. BERN - WASHNGTN media market.

Median household income in ZIP 27885 is about $58,448 — about 22% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.2%; unemployment rate near 0.0%; 7.6% of adults with a bachelor’s degree or higher (about 26.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Agriculture, and Education; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $112,300 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,099 (about 6% below the U.S. median rent ($1,163)), and owner-occupancy near 74.7% (about 9.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27885 in Swan Quarter, NC, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $721. That sits below the local median household income ($58,448), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Swan Quarter CDP, NC as Relatively Low (composite score 66.4), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (94.6) and wildfire (74.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Swan Quarter CDP, NC show little to no average snow and around 53.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 39 for ZIP 27885 (Swan Quarter CDP, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.