ZIP Code 27873 — Saratoga town, NC Demographics & Data

ZIP code 27873 covers Saratoga, NC in Wilson County with a population of about 212.

At a glance, the area shows median age of 60.0 versus a U.S. median of about 38.9.

It sits in telephone area code 252; U.S. House district NC-1; the RALEIGH - DURHAM (FAYETVLLE) media market.

Saratoga, NC fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 27873 is about $22,500 — about 70% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 31.1%; unemployment rate near 13.9%; 15.9% of adults with a bachelor’s degree or higher (about 17.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Agriculture, and Education; about 25.3% of workers reporting work-from-home (about 10.1 points above the U.S. share (15.2%)); a mean commute of about 65.0 minutes (U.S. average near 26.8).

Median home value is about $95,000 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $447 (about 62% below the U.S. median rent ($1,163)), and owner-occupancy near 71.7% (about 6.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27873 in Saratoga, NC, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $610. That is about 16% above the local median household income ($22,500), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Saratoga town, NC as Relatively Low (composite score 76.3), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (90.4) and flood (77.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Saratoga town, NC show little to no average snow and around 50.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 27873 (Saratoga town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.