ZIP Code 27813 — Black Creek town, NC Demographics & Data

ZIP code 27813 covers Black Creek, NC in Wilson County with a population of about 714.

At a glance, the area shows median age of 39.4 (near the U.S. median).

It sits in telephone area code 252; U.S. House district NC-1; the RALEIGH - DURHAM (FAYETVLLE) media market.

Median household income in ZIP 27813 is about $47,337 — about 37% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.9%; unemployment rate near 11.6%; 6.6% of adults with a bachelor’s degree or higher (about 27.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Manufacturing; about 1.2% of workers reporting work-from-home (about 14.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $111,400 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $669 (about 42% below the U.S. median rent ($1,163)), and owner-occupancy near 64.8% (roughly in line with the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27813 in Black Creek, NC, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $716. That sits below the local median household income ($47,337), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Black Creek town, NC as Relatively Low (composite score 76.3), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (90.4) and flood (77.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Black Creek town, NC show little to no average snow and around 50.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 30 for ZIP 27813 (Black Creek town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.