ZIP Code 27609 — Raleigh city, NC Demographics & Data

ZIP code 27609 covers Raleigh, NC in Wake County with a population of about 35,548.

At a glance, the area shows median age of 38.4 (near the U.S. median).

It sits in telephone area codes 919, 984; U.S. House district NC-2; the RALEIGH - DURHAM (FAYETVLLE) media market.

Median household income in ZIP 27609 is about $81,538 — about 9% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 1.6%; 61.2% of adults with a bachelor’s degree or higher (about 27.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Construction; about 21.4% of workers reporting work-from-home (about 6.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $441,100 — about 27% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,244 (about 7% above the U.S. median rent ($1,163)), and owner-occupancy near 51.1% (about 14.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27609 in Raleigh, NC, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,834. That is about 48% above the local median household income ($81,538), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Raleigh city, NC as Relatively High (composite score 95.5), which is among the highest nationally. The strongest component scores on US5 are flood (97.7) and hurricane (89.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Raleigh city, NC show little to no average snow and around 49.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,476 for ZIP 27609 (Raleigh city, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.