ZIP Code 27540 — Holly Springs town, NC Demographics & Data

ZIP code 27540 covers Holly Springs, NC in Wake County with a population of about 45,993.

At a glance, the area shows median age of 36.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 919, 984; U.S. House district NC-4; the RALEIGH - DURHAM (FAYETVLLE) media market.

Holly Springs, NC aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 27540 is about $125,681 — about 67% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.2%; unemployment rate near 3.3%; 64.7% of adults with a bachelor’s degree or higher (about 31.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Manufacturing; about 30.4% of workers reporting work-from-home (about 15.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $474,700 — about 36% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,567 (about 35% above the U.S. median rent ($1,163)), and owner-occupancy near 84.5% (about 19.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 27540 in Holly Springs, NC, a household would need roughly $131,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,049. That is roughly in line with the local median household income ($125,681). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Holly Springs town, NC as Relatively High (composite score 95.5), which is among the highest nationally. The strongest component scores on US5 are flood (97.7) and hurricane (89.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Holly Springs town, NC show little to no average snow and around 47.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,909 for ZIP 27540 (Holly Springs town, NC) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.