ZIP Code 26638 — undefined, WV Demographics & Data

ZIP code 26638 covers WV in Gilmer County with a population of about 307.

At a glance, the area shows median age of 54.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the CLARKSBURG - WESTON media market.

WV reads as a military / base-oriented community on US5’s intent model (elevated veteran share (19.4%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 26638 is about $92,083 — about 23% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.8%; unemployment rate near 35.3%; 19.9% of adults with a bachelor’s degree or higher (about 13.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Other services, Transportation, and Utilities; a mean commute of about 55.0 minutes (U.S. average near 26.8).

Median home value is about $50,800 — about 85% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.2% (about 21.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 26638 in WV, a household would need roughly $14,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $326. That sits below the local median household income ($92,083), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WV as Very Low (composite score 11.5), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (41.8) and flood (39.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WV show little to no average snow and around 49.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 26638 (WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.