ZIP Code 26404 — undefined, WV Demographics & Data

ZIP code 26404 covers WV in Harrison County with a population of about 101.

At a glance, the area shows median age of 62.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-2; the CLARKSBURG - WESTON media market.

WV fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 26404 is about $13,878 — about 82% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 87.1%; unemployment rate near 0.0%; 5.9% of adults with a bachelor’s degree or higher (about 27.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade; about 100.0% of workers reporting work-from-home (about 84.8 points above the U.S. share (15.2%)).

Median home value is about $65,200 — about 81% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 26404 in WV, a household would need roughly $18,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $419. That is about 30% above the local median household income ($13,878), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WV as Relatively Low (composite score 73.6), which is elevated versus much of the country. The strongest component scores on US5 are flood (86.7) and hurricane (60.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WV show little to no average snow and around 44.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 26404 (WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.