ZIP Code 24981 — undefined, WV Demographics & Data

ZIP code 24981 covers WV in Summers County with a population of about 545.

At a glance, the area shows median age of 64.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the BLUEFIELD - BECKLEY - OAK HILL media market.

WV fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 50.9% of adults with a bachelor’s degree or higher (about 17.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Administrative support, and Manufacturing; about 10.0% of workers reporting work-from-home (about 5.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $47,000 — about 86% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 55.5% (about 10.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 24981 in WV, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $302. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WV as Very Low (composite score 40.2), which is near the middle of the national distribution. The strongest component scores on US5 are flood (59.6) and wildfire (46.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WV show little to no average snow and around 40.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 24981 (WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.