ZIP Code 24945 — undefined, WV Demographics & Data

ZIP code 24945 covers WV in Monroe County with a population of about 241.

At a glance, the area shows median age of 58.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 304, 681; U.S. House district WV-1; the BLUEFIELD - BECKLEY - OAK HILL media market.

WV fits a retirement-oriented profile (high share of residents 65+ (49.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 10.0%; unemployment rate near 89.8%; 10.1% of adults with a bachelor’s degree or higher (about 23.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support; a mean commute of about 6.0 minutes (U.S. average near 26.8).

Median home value is about $91,300 — about 74% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 24945 in WV, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $586. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for WV as Very Low (composite score 28.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (50.3) and flood (49.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for WV show little to no average snow and around 38.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 9 for ZIP 24945 (WV) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.