ZIP Code 23321 — Chesapeake city, VA Demographics & Data

ZIP code 23321 covers Chesapeake, VA in Chesapeake city with a population of about 39,469.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area codes 757, 948; U.S. House district VA-3; the NORFOLK - PORTSMTH - NEWPT NWS media market.

Median household income in ZIP 23321 is about $98,257 — about 31% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.5%; unemployment rate near 4.0%; 39.1% of adults with a bachelor’s degree or higher (about 5.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 12.7% of workers reporting work-from-home (about 2.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $352,000 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,280 (about 10% above the U.S. median rent ($1,163)), and owner-occupancy near 77.3% (about 11.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 23321 in Chesapeake, VA, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,261. That is roughly in line with the local median household income ($98,257). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Chesapeake city, VA show little to no average snow and around 51.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,227 for ZIP 23321 (Chesapeake city, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.