ZIP Code 22968 — Ruckersville CDP, VA Demographics & Data

ZIP code 22968 covers Ruckersville, VA in Greene County with a population of about 10,603.

At a glance, the area shows median age of 40.7 versus a U.S. median of about 38.9.

It sits in telephone area code 434; U.S. House district VA-7; the CHARLOTTESVILLE media market.

Median household income in ZIP 22968 is about $83,429 — about 11% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.3%; unemployment rate near 1.4%; 31.2% of adults with a bachelor’s degree or higher (about 2.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 13.6% of workers reporting work-from-home (about 1.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $318,000 — about 9% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,077 (about 7% below the U.S. median rent ($1,163)), and owner-occupancy near 81.4% (about 16.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 22968 in Ruckersville, VA, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,043. That is roughly in line with the local median household income ($83,429). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ruckersville CDP, VA as Very Low (composite score 9.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (63.5) and wildfire (42.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ruckersville CDP, VA show little to no average snow and around 45.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 598 for ZIP 22968 (Ruckersville CDP, VA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.